Retail :

Retail policies package together all the relevant insurances, which the retailer requires to safeguard his business. Extensions to standard contracts are readily available. HLI ensure that each policy is tailor-made to each Clients specification.

Our specialties include:

• Shops
  
• Hotels/Guest Houses
  
• Restaurants/Cafes/Fast Food

• Full Accidental Damage Cover
  
• Automatically includes cover for:
  
  • Employers' Liability £10,000,000
    
  • Public Liability £2,000,000
    
• FREE COVERS:
  
  • Glass
    
  • Frozen Food £1,000
    
  • Money on premises £5,000
    
  • Goods in transit £2,000
    
• Automatically includes cover for loss of profits up to £500,000 over 24 months
  
• OPTIONS TO INCLUDE:
  
  • Business Legal Expenses
    
  • Own Household Contents

These are summaries of the key benefits on these policies. If you would like further information, including important exclusions and limitations or a summary of cover then please contact us.